Not every consumer has a good to very good credit rating. But this is a prerequisite for the award of a loan. So what if the credit rating is wrong and despite all this a loan is needed? A credit with bad credit rating? In such a case, help must come from.
A credit with bad creditworthiness is not possible without help
Even if in newspapers and on the Internet, a credit with bad credit is advertised as a possibility, so it is in most cases, but only a lock offer, with the help of so-called intermediaries, the loan seekers even the last penny from the Bag should be pulled. Anyone who seeks such an offer in such a situation, should go with clear eyes and clear mind to the selection.
Because unfortunately often hidden behind many dubious deals that certainly lead to no credit. And if there should be a real loan offer, then this is certainly accompanied by high interest rates. It is therefore better to look for other alternatives and possibly to seek help.
One of the alternatives would be a loan from abroad.
At this point, Switzerland is often called, which is considered very serious and safe with its banking system. The special thing about a loan from abroad is the fact that foreign banks can not start a credit bureau query. The creditworthiness can not be verified.
However, even these banks will demand a permanent employment and a correspondingly high income as collateral before granting a loan. If you opt for this alternative, you should travel directly to the country in order not to depend on a mediator. Maybe you can combine the trip with a small holiday.
If this alternative is out of the question, then you can take help from the relatives or acquaintances. Maybe someone can take the loan on behalf of the actual borrower or at least appear as a second borrower. If the credit rating is good, this will not be a problem for the bank and a loan with a bad credit rating is possible in this way.